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  • Writer's pictureKeith Reagan

Top ALCO


Top ALCO

ALCO | ALM Strategy | Deposits | Inflation | Interest Rates | Loans



In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an experimental aircraft.


It sure feels like that is how fast interest rates have been changing during 2022. The entire banking industry is night and day different than at the start of:

  • The year

  • The pandemic

  • The last rising rate environment

  • The last inflationary world


The vast majority of those reading this Bulletin have never experienced this amount of (or any) inflation in their professional lives. There is no playbook for the current environment.