Joe Kennerson
2023 Outlook for Deposits: Three Action Items
The ability to lag deposit pricing is clearly over and retaining balances, let alone growing new funds, will be a challenge.
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Bank & Credit Union Insights
Steve Boselli
- Jan 26
2023: The Year of the "Uncertain" Budget
If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!
Andrew Mitchell
- Jan 19
Deposits360°® Monthly Industry Review
The monthly Review highlights key trends in the Deposits360°® Cross-Institution database and deposit forecasting models.
Bob Lallo
- Dec 6, 2022
Applying Multiple Perspectives to the “Loss Trade”
DCG Managing Director Bob Lallo analyzes some of the key considerations surrounding the “Loss Trade.”
Zach Zoia
- Oct 26, 2022
Not so fast, my friend!
Consider alternative outcomes to the rate forecasts we have been offered by both the Federal Reserve & the markets.
Zach Zoia
- Oct 14, 2022
Unlocking Valuable Strategic Lending Insights
Institutions must try to change the conversation around lending strategy if they truly want to set themselves apart from competition.
Keri Crooks
- Sep 7, 2022
If your ALCO conversations haven't changed, be concerned
Financial institutions are in the business of taking calculated risks, but it is the responsibility of ALCO to measure and manage them.
Keith Reagan
- Aug 3, 2022
Top ALCO
In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...
Mike Mitchell
- Apr 25, 2022
Now Is the Time to Do Our Homework on Deposits
The definition of preparation is: the action or process of making something ready for use or service or of getting ready for some...
Vinny Clevenger
- Mar 14, 2022
Navigating through an Uncertain Forecast
During the boating season, I find myself constantly checking weather reports. I have several applications on my phone that I scroll...
Darnell Canada
- Nov 30, 2021
Not the Dreaded "D" Word
The year was 1996 and I was in an ALCO meeting early in my career. The topic of the conversation was interest rate risk and someone...
Joe Kennerson
- Nov 18, 2021
Searching for the Silver Bullet
Any silver bullet strategies?” This is a question we have received more this year than in any past year. The silver bullet quest is to...
Zach Zoia
- Sep 9, 2021
Changing the Conversation
We all know that despite the challenges in our world with the pandemic, 2020 was a very strong year for earnings. 2021 has followed suit...
Joe Kennerson
- Jan 14, 2021
2021 Strategy Spotlight
Last year was one of the most challenging years in banking, and we are all happy to say good riddance to 2020...
Tap into the latest bank and credit union insights from across the DCG team.
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