Andrew Mitchell
Deposits360°® Monthly Industry Review
This month’s Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume and pricing models.
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Bank & Credit Union Insights
Joe Kennerson
- Nov 28
Basis Points Up for Grabs: Four Deposit Focus Areas for 2024
As we head into next year, here are four focus areas to consider as you position your institution to win funding cost basis points.
Eric Poulin
- Nov 16
Balance Sheet Paralysis
Many financial institutions over the past 24-36 months have lost confidence in their interest rate risk models.
Joe Bona
- Nov 13
Laying Groundwork or Throwing Darts? Budgeting Through Uncertain Times
As we all turn attention to the year to come, here are some key factors for management teams to consider when crafting their 2024 budgets.
Andrew Mitchell
- Oct 27
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume/pricing models.
Ryan Gilles
- Oct 11
Control what you can control…
One of the most common questions we get from our clients is, “What should we do about our deposits?”
Andrew Mitchell
- Sep 25
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics (CIA) database and deposit volume/pricing models.
Andrew Mitchell
- Aug 29
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume/pricing models.
Darnell Canada
- Aug 29
Those Awkward Adolescent Years
When I reflect on the state of the community banking industry, I can’t help but see a close likeness to those difficult adolescent years.
John Demeritt
- Aug 7
Creating Loan Concentration Confidence
When asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”
Andrew Mitchell
- Aug 4
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume/pricing models.
Keith Reagan
- Jun 28
DCG Annual Conference Wrap-Up
We are fresh from a stellar three days together with nearly 300 colleagues from banks, credit unions, regulators, and industry partners.
Andrew Mitchell
- May 15
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in DCG’s Deposits360° Cross-Institution database and deposit pricing/volume forecasting models.
Jeff Reynolds
- May 4
Matlock Looks at SVB and ALCO
A lot has been made of the loss position in SVB’s bond portfolio. Per the year-end call report, losses in Held to Maturity...
Karen French
- Mar 23
Ongoing Monitoring of Your ALCO Model & Model Results
DCG has performed model validations for banks and credit unions of all sizes and balance sheet complexities for well over a decade.
Zach Zoia
- Mar 20
The Prediction Issue
No one can predict the rate and economic environment. Yet, we can make sure we have strong risk management cultures in place.
Matt Pieniazek
- Mar 17
Bank Failure Fallout: A Risk Management Checklist for Institutions
The Darling Consulting Group team has been in contact with hundreds of banks and credit unions since the bank failure situation unfolded.
Joe Kennerson
- Feb 2
2023 Outlook for Deposits: Three Action Items
The ability to lag deposit pricing is clearly over and retaining balances, let alone growing new funds, will be a challenge.
Steve Boselli
- Jan 26
2023: The Year of the "Uncertain" Budget
If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!
Andrew Mitchell
- Jan 19
Deposits360°® Monthly Industry Review
The monthly Review highlights key trends in the Deposits360°® Cross-Institution database and deposit forecasting models.
Tap into the latest bank and credit union insights from across the DCG team.
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