Andrew Mitchell
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics (CIA) database and deposit volume/pricing models.
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Bank & Credit Union Insights
Andrew Mitchell
- Aug 29
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume/pricing models.
Darnell Canada
- Aug 29
Those Awkward Adolescent Years
When I reflect on the state of the community banking industry, I can’t help but see a close likeness to those difficult adolescent years.
John Demeritt
- Aug 7
Creating Loan Concentration Confidence
When asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”
Andrew Mitchell
- Aug 4
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume/pricing models.
Keith Reagan
- Jun 28
DCG Annual Conference Wrap-Up
We are fresh from a stellar three days together with nearly 300 colleagues from banks, credit unions, regulators, and industry partners.
Andrew Mitchell
- Jun 13
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume/pricing models.
Andrew Mitchell
- May 15
Deposits360°® Monthly Industry Review
This month's Review highlights key trends in DCG’s Deposits360° Cross-Institution database and deposit pricing/volume forecasting models.
Jeff Reynolds
- May 4
Matlock Looks at SVB and ALCO
A lot has been made of the loss position in SVB’s bond portfolio. Per the year-end call report, losses in Held to Maturity...
Tim Daniels
- Mar 23
Effective Challenge: Necessary Evil or Valuable Opportunity
Everyone has that one friend, relative, or neighbor who always seems to ask the one question you don’t have an answer for.
Judi Kenney
- Mar 23
The Basics of Liquidity Modeling and Documentation
To keep pace with competition and escalating regulatory expectations, many institutions have shifted their risk management philosophies.
Karen French
- Mar 23
Ongoing Monitoring of Your ALCO Model & Model Results
DCG has performed model validations for banks and credit unions of all sizes and balance sheet complexities for well over a decade.
Zach Zoia
- Mar 20
The Prediction Issue
No one can predict the rate and economic environment. Yet, we can make sure we have strong risk management cultures in place.
Matt Pieniazek
- Mar 17
Bank Failure Fallout: A Risk Management Checklist for Institutions
The Darling Consulting Group team has been in contact with hundreds of banks and credit unions since the bank failure situation unfolded.
Hannah Glasrud
- Feb 21
Five CECL Model Risk Resolutions for 2023
Help ensure a smooth journey and long-term benefits by add these five CECL and MRM resolutions to your list for 2023!
Joe Kennerson
- Feb 2
2023 Outlook for Deposits: Three Action Items
The ability to lag deposit pricing is clearly over and retaining balances, let alone growing new funds, will be a challenge.
Mark Haberland
- Feb 2
The Right Validation Can Make All the Difference
This rate environment is different and every decision matters. Are your models up to the task?
Steve Boselli
- Jan 26
2023: The Year of the "Uncertain" Budget
If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!
Andrew Mitchell
- Jan 19
Deposits360°® Monthly Industry Review
The monthly Review highlights key trends in the Deposits360°® Cross-Institution database and deposit forecasting models.
Mark Haberland
- Dec 14, 2022
Hot Topics in Model Risk Management & Validation
Institutions can face significant challenges when it comes to model risk management. And getting it wrong may bring meaningful consequences.
Bob Lallo
- Dec 6, 2022
Applying Multiple Perspectives to the “Loss Trade”
DCG Managing Director Bob Lallo analyzes some of the key considerations surrounding the “Loss Trade.”
John Demeritt
- Nov 10, 2022
Asset Quality, Earnings, and Capital, Oh My!
How will the recession impact your institution? Particularly in these volatile economic times, stress testing can help drive an answer.
Zach Zoia
- Oct 27, 2022
Not so fast, my friend!
Consider alternative outcomes to the rate forecasts we have been offered by both the Federal Reserve & the markets.
Zach Zoia
- Oct 14, 2022
Unlocking Valuable Strategic Lending Insights
Institutions must try to change the conversation around lending strategy if they truly want to set themselves apart from competition.
Tap into the latest bank and credit union insights from across the DCG team.
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