Michael Hunker5 days agoDeposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG’s Deposits360°® database and deposit pricing and volume models.
Joe KennersonMar 27Chipping Away at Deposit CostsWhat are some initiatives to help balance retention while protecting against the cannibalization of lower-costing funds?
Zach ZoiaMar 215 Questions for ALCO in 2024Below are five serious questions that we believe the ALCO at your institution should be discussing and finding your own answers to.
Andrew MitchellMar 7Deposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG's deposit volume and pricing models.
Joe KennersonFeb 19The Deposit LagThe search goes on for the optimal deposit strategy to fund loan growth and manage funding costs.
Andrew MitchellFeb 8Deposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG's deposit volume and pricing models.
Andrew MitchellDec 21, 2023Deposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG's deposit volume and pricing models.
Andrew MitchellDec 4, 2023Deposits360°® Monthly Industry ReviewThis month’s Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume and pricing models.
Joe KennersonNov 28, 2023Basis Points Up for Grabs: Four Deposit Focus Areas for 2024As we head into next year, here are four focus areas to consider as you position your institution to win funding cost basis points.
Ryan GillesOct 11, 2023Control what you can control…One of the most common questions we get from our clients is, “What should we do about our deposits?”
Joe KennersonFeb 2, 20232023 Outlook for Deposits: Three Action ItemsThe ability to lag deposit pricing is clearly over and retaining balances, let alone growing new funds, will be a challenge.
Steve BoselliJan 26, 20232023: The Year of the "Uncertain" BudgetIf there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!
Andrew MitchellSep 1, 2022The Hidden Risk Behind Earnings ProjectionsOver the last three months, a hidden risk dynamic has crept into many institutions’ interest rate risk profiles.
Keith ReaganAug 4, 2022Top ALCOIn the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...
Joe KennersonJul 8, 2022Transforming Deposit Pricing from an Art to a Science: Five Essential AnalysesWhat if deposit pricing could be more of a science and less of an art form? When I ask bankers how their teams make deposit pricing...
Jeff ReynoldsJun 29, 2022The Scenario Nobody Talks AboutIn the asset/liability management business, we spend a lot of time running “what ifs.” These are scenarios that make us think, analyze...
Billy GuthrieJun 22, 2022Deposit Competition Will Intensify... Are You Prepared?The FOMC increased the Fed Funds rate by another 75bps last week for a total of 150bps over the last three months, the most aggressive...
Mike MitchellApr 26, 2022Now Is the Time to Do Our Homework on DepositsThe definition of preparation is: the action or process of making something ready for use or service or of getting ready for some...
Vinny ClevengerMar 15, 2022Navigating through an Uncertain ForecastDuring the boating season, I find myself constantly checking weather reports. I have several applications on my phone that I scroll...