Bank & Credit Union Insights

The Questioning Mind: Good Ideas from DCG's 40th Annual Conference

Vinny Clevenger

Jul 29

The Questioning Mind: Good Ideas from DCG's 40th Annual Conference

DCG's Senior Analysts summarize key themes from the 40th Annual Balance Sheet & Model Risk Management conference.

The FHLBank System at 100: Key Points and Take-Aways

Geof Kelly

May 29

The FHLBank System at 100: Key Points and Take-Aways

A new FHFA report examines the FHLBanks' 90-year legacy and proposes some transformative goals. Here are the key points and take-aways.

Liquidity Management Items You Should Have Discussed “Yesterday”

Joe Bona

Apr 15

Liquidity Management Items You Should Have Discussed “Yesterday”

How can institutions prepare for a potential liquidity event? Here are the five discussions your organization should have already had.

Zach Zoia

Mar 21

5 Questions for ALCO in 2024

Below are five serious questions that we believe the ALCO at your institution should be discussing and finding your own answers to.

Time for the Economic Value of Equity to Shine?

Bob Lallo

Feb 6

Time for the Economic Value of Equity to Shine?

How does the economic value of equity computation (EVE) provide more comprehensive information than current standards for disclosures?

Keri Crooks

Dec 13, 2023

Things that make you go Hmmmm...

DCG has facilitated analysis with high-performing institutions that have decided to either execute or reject bond loss transactions.

Laying Groundwork or Throwing Darts? Budgeting Through Uncertain Times

Joe Bona

Nov 13, 2023

Laying Groundwork or Throwing Darts? Budgeting Through Uncertain Times

As we all turn attention to the year to come, here are some key factors for management teams to consider when crafting their 2024 budgets.

Ryan Gilles

Oct 11, 2023

Control what you can control…

One of the most common questions we get from our clients is, “What should we do about our deposits?”

Darnell Canada

Aug 29, 2023

Those Awkward Adolescent Years

When I reflect on the state of the community banking industry, I can’t help but see a close likeness to those difficult adolescent years.

Keith Reagan

Jun 28, 2023

DCG Annual Conference Wrap-Up

We are fresh from a stellar three days together with nearly 300 colleagues from banks, credit unions, regulators, and industry partners.

Jeff Reynolds

May 4, 2023

Matlock Looks at SVB and ALCO

A lot has been made of the loss position in SVB’s bond portfolio. Per the year-end call report, losses in Held to Maturity...

Zach Zoia

Mar 20, 2023

The Prediction Issue

No one can predict the rate and economic environment. Yet, we can make sure we have strong risk management cultures in place.

2023: The Year of the "Uncertain" Budget

Steve Boselli

Jan 26, 2023

2023: The Year of the "Uncertain" Budget

If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!

Applying Multiple Perspectives to the “Loss Trade”

Bob Lallo

Dec 6, 2022

Applying Multiple Perspectives to the “Loss Trade”

DCG Managing Director Bob Lallo analyzes some of the key considerations surrounding the “Loss Trade.”

Zach Zoia

Oct 27, 2022

Not so fast, my friend!

Consider alternative outcomes to the rate forecasts we have been offered by both the Federal Reserve & the markets.

If your ALCO conversations haven't changed, be concerned

Keri Crooks

Sep 8, 2022

If your ALCO conversations haven't changed, be concerned

Financial institutions are in the business of taking calculated risks, but it is the responsibility of ALCO to measure and manage them.

Keith Reagan

Aug 4, 2022

Top ALCO

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...

Jeff Reynolds

Jun 29, 2022

The Scenario Nobody Talks About

In the asset/liability management business, we spend a lot of time running “what ifs.” These are scenarios that make us think, analyze...

Now Is the Time to Do Our Homework on Deposits

Mike Mitchell

Apr 26, 2022

Now Is the Time to Do Our Homework on Deposits

The definition of preparation is: the action or process of making something ready for use or service or of getting ready for some...

Looking at the Cash/Investment Strategy Through a Rear View Window

Darnell Canada

Apr 6, 2022

Looking at the Cash/Investment Strategy Through a Rear View Window

In November, I wrote about widespread fears of rising market rates and the related risks and rewards of adding duration to the cash and...

Bank & Credit Union Insights

Tap into the latest bank and credit union insights from across the DCG team.