Bank & Credit Union Insights

Joe Bona

Laying Groundwork or Throwing Darts? Budgeting Through Uncertain Times

As we all turn attention to the year to come, here are some key factors for management teams to consider when crafting their 2024 budgets.

John Demeritt

Creating Loan Concentration Confidence

When asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”

Steve Boselli

2023: The Year of the "Uncertain" Budget

If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!

Zach Zoia

Unlocking Valuable Strategic Lending Insights

Institutions must try to change the conversation around lending strategy if they truly want to set themselves apart from competition.

Keith Reagan

Top ALCO

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...

Jeff Reynolds

The Scenario Nobody Talks About

In the asset/liability management business, we spend a lot of time running “what ifs.” These are scenarios that make us think, analyze...

Vinny Clevenger

Navigating through an Uncertain Forecast

During the boating season, I find myself constantly checking weather reports. I have several applications on my phone that I scroll...

Joe Kennerson

Searching for the Silver Bullet

Any silver bullet strategies?” This is a question we have received more this year than in any past year. The silver bullet quest is to...

Steve Boselli

"Skijoring" & Community Banking

Banking in the current environment is akin to getting dragged on skis by a runaway horse! The current...

Keith Reagan

A Game of 20 Questions

Twenty Questions is a game we have all played for fun and to pass the time on a long drive (before cell phones, that is)...

Tap into the latest bank and credit union insights from across the DCG team.