Bank & Credit Union Insights

A single source of truth ensures consistency across the loan portfolio and the institution, so leaders and their teams can guide the balance sheet with clarity and confidence.

DCG regularly sees five common pitfalls that undermine the loan budgeting process. Here is how to help avoid them.

Unlike the COVID deposit surge, the impact of the loan origination surge is still at hand. Understanding the issues and how the next 18 months may impact your institution is critical when looking at longer-term success with your balance sheet.

Five key questions for the upcoming year that ALCOs should be devoting their time to.

Well-rounded credit risk stress testing processes can help allocate capital more prudently under any environment – stressful or otherwise.

When it comes to 2025 budgets, what factors will emerge as "treats" (deposit stability, asset yields, etc.) versus potential "tricks"?

When asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”

If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!

Institutions must try to change the conversation around lending strategy if they truly want to set themselves apart from competition.

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...