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One of the biggest influences on margin success amid rising interest rates will be the ability to manage deposit costs. The market and industry dynamics are unique; we enter this Fed tightening cycle with the most deposit growth we have ever seen in a concentrated period. But questions remain. How will these dynamics influence deposit volatility? What are optimal pricing strategies as rates move? Financial institutions need to map out their deposit game plans now, particularly if the Fed is aggressive early in the cycle to lower inflation.
Rising Interest Rates
One of the Greatest Threats to Margin During a Rising Rate Cycle
Video: 3 Minutes
What's your institution's strategy for rising interest rates?
How to predict deposit betas, avoid betting too much on rate hikes with DCG's Matt Pieniazek
How to avoid betting too much on rate hikes - Darling Consulting Group President & CEO Matt Pieniazek discussed balance sheet positioning for rate hikes, the potential for banks' bonds to move further underwater as rates move higher, and how banks should evaluate how sensitive their deposit bases will be to the Fed's tightening cycle.
S&P Global Street Talk
Nathan Stovall | S&P Global Market Intelligence
Podcast with Darling Consulting Group's President & CEO Matt Pieniazek
Podcasts & Industry Webinars
Podcast with Darling Consulting Group's Joe Kennerson
Preparing for Rising Rates with DCG's Joe Kennerson
Join Joe Kennerson of Darling Consulting Group to discuss how your organization can prepare for rising rates.
Join Darling Consulting Group for an inside look at customer deposit trends through this tightening cycle. Case studies are shared from our vast Deposits360°® client base on recent attrition and migration trends, successful deposit promotions, and overall insights into deposit strategies.
A Deposit Perspective on the Great Fed Squeeze
Featured DCG Webinars
Bruce Hinkle & Kim Weeks | StoneCastle
Industry Webinar with Bruce Hinkle and Kim Weeks from StoneCastle joined by Darling Consulting Group's Joe Kennerson
DCG consultants Joe Kennerson, Billy Guthrie, and Jeff Croteau perform a demonstration with a focus on:
Quickly identifying deposit cannibalization and the marginal cost of funds of specials
Tracking new money vs. attrition by product, branch, and business vs. consumer
Deposits360°® forecast model and dynamic deposit study
Additional features such as: deposit segmentation, identifying at-risk depositors, and building campaign lists
Unlocking the Mystery of Deposit Behavior Patterns: Deposits360°®
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