Creating Loan Concentration Confidence
When asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”
Loan prepayment analysis can unlock strategic insight for your ALCO and senior lenders. Loan portfolio prepayments and optionality significantly impact risk models and lending strategies – and defending these behavior patterns is critical when preparing for examinations. Now is the time to unlock strategic solutions for your ALCO Committee and senior lenders. With a full 360° perspective of a loan portfolio, institutions can defend and confirm the entire loan assumption process while providing senior lenders with an advanced prepayment analysis tool for day-to-day operations.
John Demeritt
Managing Director
Explore prepayment analytics in an interactive, web-based tool. Management can analyze prepayment activity through all loan sectors with drill-down capabilities to get to the individual loan level.
With hundreds of bank and credit union users and growing, your institution can benefit from thousands of exam cycles and superior reporting output.
Loan portfolios are not static, so why should assumptions be? Prepayments360° updates model assumptions on a monthly or quarterly basis.
DCG’s loan experts guide users from the starting line of data implementation to the finish line of producing easy-to-understand results. Clients benefit from the years of experience and industry knowledge as well as systems expertise they can tap into on demand.
Insight from historical and new lending activity analysis for a full 360° loan portfolio perspective.
An interactive, web-based tool that supports institution-specific prepayment assumptions while providing a strategic advantage for senior lenders.