Joe Kennerson10 hours agoThe Dreaded ALCO MeetingHow can you transform a stale and Dreaded ALCO meeting into one that members look forward to attending? You need to flip the script.
Joe BonaApr 15Liquidity Management Items You Should Have Discussed “Yesterday”How can institutions prepare for a potential liquidity event? Here are the five discussions your organization should have already had.
Michael HunkerApr 15Deposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG’s Deposits360°® database and deposit pricing and volume models.
John DemerittApr 8Debunking 5 Credit & Capital Stress Testing MythsWhen it comes to why they’re not performing credit/capital stress testing, institutions generally share five common objections.
Joe KennersonMar 27Chipping Away at Deposit CostsWhat are some initiatives to help balance retention while protecting against the cannibalization of lower-costing funds?
Zach ZoiaMar 215 Questions for ALCO in 2024Below are five serious questions that we believe the ALCO at your institution should be discussing and finding your own answers to.
Andrew MitchellMar 7Deposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG's deposit volume and pricing models.
Joe KennersonFeb 19The Deposit LagThe search goes on for the optimal deposit strategy to fund loan growth and manage funding costs.
Andrew MitchellFeb 8Deposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG's deposit volume and pricing models.
Bob LalloFeb 6Time for the Economic Value of Equity to Shine? How does the economic value of equity computation (EVE) provide more comprehensive information than current standards for disclosures?
Mark HaberlandFeb 1The Risk Management “Health Check:” Three Steps to Better Decision-Making in 2024For better, more confident decision-making in the year ahead, consider the three key steps of a risk management “health check.”
Andrew MitchellDec 21, 2023Deposits360°® Monthly Industry ReviewThis month’s Review highlights notable trends and projections in DCG's deposit volume and pricing models.
Keri CrooksDec 13, 2023Things that make you go Hmmmm...DCG has facilitated analysis with high-performing institutions that have decided to either execute or reject bond loss transactions.
Andrew MitchellDec 4, 2023Deposits360°® Monthly Industry ReviewThis month’s Review highlights key trends in the Deposits360°® Cross Institution Analytics database and deposit volume and pricing models.
Joe KennersonNov 28, 2023Basis Points Up for Grabs: Four Deposit Focus Areas for 2024As we head into next year, here are four focus areas to consider as you position your institution to win funding cost basis points.
Eric PoulinNov 16, 2023Balance Sheet ParalysisMany financial institutions over the past 24-36 months have lost confidence in their interest rate risk models.
Joe BonaNov 13, 2023Laying Groundwork or Throwing Darts? Budgeting Through Uncertain TimesAs we all turn attention to the year to come, here are some key factors for management teams to consider when crafting their 2024 budgets.
Mark HaberlandOct 12, 2023The Effective Challenge Checklist: Three Action Items to Improve Model PerformanceWhen planning the validation of any key risk models, always consider three effective challenge action items.
Ryan GillesOct 11, 2023Control what you can control…One of the most common questions we get from our clients is, “What should we do about our deposits?”
Darnell CanadaAug 29, 2023Those Awkward Adolescent YearsWhen I reflect on the state of the community banking industry, I can’t help but see a close likeness to those difficult adolescent years.
John DemerittAug 7, 2023Creating Loan Concentration ConfidenceWhen asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”
Keith ReaganJun 28, 2023DCG Annual Conference Wrap-UpWe are fresh from a stellar three days together with nearly 300 colleagues from banks, credit unions, regulators, and industry partners.
Jeff ReynoldsMay 4, 2023Matlock Looks at SVB and ALCOA lot has been made of the loss position in SVB’s bond portfolio. Per the year-end call report, losses in Held to Maturity...
Tim DanielsMar 23, 2023Effective Challenge: Necessary Evil or Valuable OpportunityEveryone has that one friend, relative, or neighbor who always seems to ask the one question you don’t have an answer for.