Zach Zoia
Changing the Conversation
We all know that despite the challenges in our world with the pandemic, 2020 was a very strong year for earnings. 2021 has followed suit...
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Bank & Credit Union Insights
Joe Kennerson
- Aug 27, 2021
How to Profit from Your Next Deposit Study
The recent pandemic created the largest amount of excess liquidity in history. The industry has never been more flush with excess cash...
Keri Crooks
- Aug 10, 2021
Summertime Stories
I am excited to share three “summer stories” with parallels to banking and highlight themes that should be top of mind for this last half...
Jeff Reynolds
- Jun 22, 2021
"2000 Zero-Zero Party Over Oops Out of Time. So Tonight I'm Gonna Party Like It's 1999." -Prince
For many of us, those words and that song might have been the last we heard on New Year’s Eve in 1999, almost two decades after its...
Mark Haberland
- May 11, 2021
Making Sense of BSA/AML Validations
April 4, 2021 marked the tenth anniversary of Model Risk Management (MRM) in the banking community. New interagency guidance for MRM...
Mike Mitchell
- Apr 29, 2021
Bet On Your Balance Sheet, Not Interest Rates
Working on the definitive answers to questions on these key areas to execute an informed financial strategy...
Vinny Clevenger
- Apr 23, 2021
Maintaining Composure in Turbulent Waters
The ability to remain composed and to make practical decisions are the most critical factors in navigating a boat in turbulent waters...
Joe Kennerson
- Apr 6, 2021
The Asset Extension Dilemma
Margin pressure remains one of the industry’s biggest challenges today. The good news is higher rates and a steeper yield curve present...
Mark Haberland
- Mar 30, 2021
Get Your Model Risk House in Order
ALCO is the lifeblood of your organization, and the decisions that you make there have wide-ranging implications. So it stands to reason...
Steve Boselli
- Mar 25, 2021
"Skijoring" & Community Banking
Banking in the current environment is akin to getting dragged on skis by a runaway horse! The current...
Jeff Reynolds
- Feb 27, 2021
A Lesson from the Ghost of Tom Petty
Back at the end of 2018, I asked a question of all my clients during the Q4 ALCO meetings: “Which way will rates go next year?"...
Keith Reagan
- Feb 25, 2021
A Game of 20 Questions
Twenty Questions is a game we have all played for fun and to pass the time on a long drive (before cell phones, that is)...
Joe Kennerson
- Feb 3, 2021
The Cash Conundrum
The great deposit surge of 2020 has left the industry with too much cash yielding next to nothing. Bring clarity to your deposit story...
Vinny Clevenger
- Jan 27, 2021
New Year's Resolutions for Your Institution
As with the dawn of every new year, many people look in the mirror and decide there is an area of themselves they’d like to improve...
Joe Kennerson
- Jan 14, 2021
2021 Strategy Spotlight
Last year was one of the most challenging years in banking, and we are all happy to say good riddance to 2020...
Erin Cunningham
- Nov 17, 2020
Assumption Overrides: A Cautionary Tale
A few years ago, I was assigned as the analyst and modeler for a new DCG Advisory client. They had been performing their...
Michael Guglielmo
- Sep 10, 2020
A New ERA of Elevated MRM and Data Governance
The pronounced economic changes and challenges we have been experiencing over the past year is triggering renewed attention in...
Joe Kennerson
- Aug 14, 2020
The Dreaded ALCO Meeting
Most ALCO meetings can get bogged down by economic updates and backward-looking budgetary and other analyses that often result in...
Justin Bakst
- May 21, 2020
The Newest Surge: Deposits
The COVID-19 situation, currently termed “the Great Lockdown,” has created a unique operating...
John Demeritt
- Apr 8, 2020
There Has Never Been a Better Time to Quantify the Overall Strength of Your Capital
When COVID-19 broke out in January of 2020, few expected it to spread the way it did. While a virus will spread from person...
Michael Guglielmo
- Feb 19, 2020
Ongoing Performance Monitoring
Ongoing performance monitoring (OPM) is a critical component of successful model risk management...
Tap into the latest bank and credit union insights from across the DCG team.
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