Reimagine ALCO:
Strategies in the Current Environment

November 30, 2022 2:00 ET

Eric Poulin

Senior Consultant

Darling Consulting Group

Eric is a Senior Consultant at Darling Consulting Group where he assists community financial institutions with the delicate balance of optimizing earnings while prudently managing risk. In this role, he works collaboratively with ALCOs to develop comprehensive strategies related to all aspects of Asset Liability Management. Eric strives to distill complex concepts into actionable intelligence and delights in bringing education to the industry.

Joe Kennerson

Managing Director

Darling Consulting Group

Joe is a Managing Director at Darling Consulting Group. In this capacity, he works directly with financial institutions by providing solutions for their asset liability management process in the areas of interest rate risk, liquidity risk management, ALM modeling, regulatory compliance and executive-level education. He is a frequent speaker and author and directly advises clients in all aspects of ALM.

Not only is today’s banking environment rapidly changing, it is also increasingly challenging. The industry witnessed the lowest rates in decades while experiencing a historical deposit surge and, more recently, an inflation-driven “shocked” rate environment that is turning the liquidity and deposit picture upside down. The level of balance sheet risk in many cases has become elevated, along with the level of stress that bankers are feeling.


ALCOs can and should attack balance sheet challenges head on. Although ALCO meetings are often thought of as backward-looking, “check the box”, and regulatory driven, now is the time to “Reimagine ALCO.”


Join Darling Consulting Group’s Managing Director Joe Kennerson and Senior Consultant Eric Poulin for this strategically focused presentation. The session will cover two themes: first, share specific strategy ideas and case studies to address today’s balance sheet challenges; and second, share ideas to transform ALCO into a Profit Center.


Highlights include:

  • Case studies and strategies in this Fed tightening environment

  • Deposit & funding considerations as rate competition intensifies (supported by data analytics)

  • Balancing near-term risk to rising funding costs vs. long-term risk of falling rates, dictated by today’s inverted curve

  • Ideas to develop a strategically focused ALCO meeting

  • How to make the complex simple – to tell your ALCO story

Please forward this invitation to your team. We look forward to you joining us at this free, CPE credit-eligible webinar.