Deposits360°

®

Deposit Analysis Software for Banks and Credit Unions

Harness the power of data to optimize your deposit strategy.

Deposits360° deposit analysis software helps banks and credit unions drive their deposit strategy with predictive analytics, industry benchmarking, and actionable insights. Transforming deposit data into intelligence, the platform enhances ALM model assumptions, improves pricing strategies, and supports more confident deposit decision making. Backed by one of the industry’s largest deposit data sets, it helps institutions balance the long-term P&L impact of pricing decisions with future deposit growth and profitability.

Deposits360° Enables User's To

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Quantify deposit cannibalization and measure marginal cost of funds
Analyze attrition and improve deposit retention
Segment their deposit base (bank-branch-product-customer-relationship demographics)
Identify funding concentrations and analyze key/large accounts and households

Track non-maturity and time deposit migration
Uncover insights for pricing decisions and new product development
Measure success of new product introductions
Develop early warning systems for identifying “at risk” customers
Drill down all the way to customer & account levels

Client story: Harnessing Data to Better Serve Members

Get to know Members 1st Federal Credit Union, which oversees over $6B in assets with 60 branches across central Pennsylvania.

Watch to learn more about how Members 1st relies on insights from Deposits360° to power its mission to serve over 500,000 members and their communities.

Video: 2 Minutes

More Client Results

Guided $750M bank with insights around deposits at risk, equipping staff with ammunition to save over $3M in valuable relationships.

Enabled $35B bank to support interest rate risk and liquidity assumptions with data insights.

Reduced community bank’s Net Interest Expense by 10 bps by segmenting deposit base and recommending alternative pricing and tier structure.

Led $6B credit union analytics team on migration and retention of member certificate portfolio trends, resulting in $500M new product offering.

See More Examples of Client Results

About Deposits360°

Deposits360° combines easy to use dynamic deposit base analytics with multi-level data drill-down capabilities that enable users to unlock their deposit base. Deposits360° users can:

Easily Generate Sophisticated Deposit Performance Analysis

Deposits360° puts the power of dynamic, on-demand analysis directly into the hands of your institution's users.

Over 3 billion

individual deposit records

Data from 4700 branches

throughout 48 states

Spans two decades

Rate cycles

Built in anonymity

Database continues to expand...

Deposits360° Videos

ChatDCG®: Your AI Shortcut to Smarter Deposit Insights

Discover how easy Deposits360° can be with ChatDCG. Get personalized, real-time guidance to help you navigate the platform, learn faster, and uncover valuable insights from your data.

Video: 2 Minutes

Guided Demo: Driving Deposit Strategy with Data

It’s more important now than ever to not rely on gut instinct and dated deposit patterns for decision making.
With Deposits360°, your institution can harness data to create actionable insights.

Video: 2 Minutes

The Hidden Risk of Static Deposit Models

Interest rates are shifting. Your institution could be masking risk by not quantifying how deposit portfolios change through varying rate cycles. Learn how Deposits360°® arms users to understand the true, non-linear behaviors of deposit models.

Video: 2 Minutes

Mastering the Art of Deposit Pricing Strategy with Deposits360°

Understanding how deposit pricing decisions affect balance activity is one of the great challenges facing institutions today – with a significant impact on margins. Deposits360° helps attack that challenge by forecasting the volume and cost impact of deposit pricing decisions.

Video: 2 Minutes

Learn how DCG's suite of 360° software solutions
can help power your institution with data.

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Demo Webinar: Smarter Deposit Decisions with Deposits360°®

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Finding the right balance between growth and cost savings has never been more critical. Join us for a demo of Deposits360°®, the industry’s leading deposit decision support platform designed to help bankers confidently navigate this tradeoff and make smarter, data-driven deposit decisions.