Bank & Credit Union Insights

Continued stagnant loan growth, higher competition for deposits, shrinking margins, and ultimately lower levels of ROA and ROE throughout the banking industry mandate the development of meaningful and cost-effective funding game plans to support growth requirements.

This month’s Review highlights notable trends and projections in DCG’s deposit pricing and volume models.

As you plan for your model’s next validation, consider these four questions that most practitioners don’t ask potential validators, but should.