Rising Rate Strategies and Lessons Learned
On-Demand Webinar (June 1, 2022)
President & CEO
Darling Consulting Group
Matt Pieniazek is the President & CEO of Darling Consulting Group. He oversees all aspects of the firm’s strategy and directs the DCG team in working with over 600 banks and credit unions nationwide, ranging from de novo to $100B.
As one of the firm’s founders, Matt has led DCG for over 40 years in its mission to help clients transform the asset/liability process into a sustainable profit center. He specializes in partnering with institutions to enhance earnings and mitigate risk through comprehensive, tailored strategies for the entire balance sheet. He is a big believer in the value of data-driven insight and is convinced that simplifying the complex and changing the conversation matters most.
Matt is a frequent speaker and author on balance sheet and risk management topics and overall bank strategy.
The recent bond market sell-off was one of the most severe in history as inflation pressures took markets and the Fed by surprise, causing a more aggressive stance for tightening this cycle. Undeniably, deposit pricing dynamics have changed, and competition is already intensifying. The corresponding bond market sell-off has created opportunities – and challenges – as loan pricing has lagged the rate increases. It’s time to adjust rising rate playbooks to reflect current realities.
This special session with Darling Consulting Group President & CEO Matt Pieniazek will share important insight on the key balance sheet issues that will make a difference as your institution strives to restore margin in a rising rate environment.
Matt will focus on:
Deposit initiatives as we seemingly approach a 2%+ Fed Funds world
Loan strategies in an environment of excess liquidity and fierce competition
Investment portfolio strategy and outlook for the industry’s excess liquidity
Making sense out of the current economic and rate environment