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Managing Your Balance Sheet Through a Not Your Average Recession: Is the Perfect Storm on the Horizon?

Frank Farone

Managing Director

Darling Consulting Group

Frank consults nationwide with CEOs and CFOs of financial institutions to increase earnings through the proactive management of capital, liquidity/funding risk, and interest rate risk. He is a frequent speaker and author on topics such as industry issues and trends, funding solutions, regulatory issues, interest rate risk management, capital management, and derivatives hedging techniques.


Frank was designated a “top-rated” speaker by FMS and is well known for his popular seminar “Turbo Charging Your ALCO Process” having helped thousands of bankers across the country.

Amid the fastest Fed tightening cycle in modern banking history, a steeply “inverted” yield curve, the largest bank failures in history, and mounting concerns over credit quality and a potential hard landing, banks are now operating in a whole new world of balance sheet management.


In this timely webinar, DCG Managing Director Frank Farone will focus on strategies to help navigate through this period of considerable uncertainty and volatility. 2023 is poised to present the banking industry with one of its most uncertain and potentially challenging environments in many bankers’ careers. It will place a very real premium on ensuring that clarity drives decision-making…and not “fear.” While many hit the “panic” button waiting for clear skies, others will take advantage of opportunities often overlooked during inverted yield curve environments.


Frank will review lessons learned from previous rate cycles and common mistakes to avoid this time around. Strategies will include:

  • Lending

  • Investments

  • Deposits

  • The role of wholesale

  • Derivatives for hedging and role in driving loan growth

  • And much more


Creating the right perspective and enabling the right conversation at ALCO has never been more critical. Buckle up as the interest rate rollercoaster ride continues!

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