Driving Strategic Value with Credit Loss Modeling

On-Demand Webinar (April 8, 2021)

Eric Poulin

Account Manager

Darling Consulting Group

Eric is an Account Manager at Darling Consulting Group where he assists financial institution executive teams to bolster their asset liability management (ALM) process. In this role, he provides comprehensive solutions in various areas such as interest rate risk, liquidity risk management, and capital. Additionally, Eric is well-versed in the areas of deposit strategies, regulatory support, and executive-level education.


Eric began his career at DCG in 2014 as a financial analyst and has also worked closely with the implementation, development, and education of DCG’s decision-support tools (Deposits360°® and Prepayments360°™). He currently lives in the Seacoast area of NH with his wife and is a graduate of the University of New Hampshire with a degree in economics.

John Demeritt

Managing Director

Darling Consulting Group

John is a Managing Director at Darling Consulting Group, working directly with financial institution executives to improve the effectiveness of their asset liability management (ALM) process. In this capacity, he provides insight and education in managing interest rate risk, liquidity risk, credit risk and capital. John also advises on regulatory compliance, stress testing, and contingency planning.


John began his career with DCG in 2006 as a financial analyst and currently manages DCG’s Risk Analyzer Plus product and Loan Credit Loss Model solution. John is a graduate of the University of Massachusetts with a degree in finance and marketing.

John Demeritt

Director

Darling Consulting Group

John is a Director at Darling Consulting Group, working directly with financial institution executives to improve the effectiveness of their asset liability management (ALM) process. In this capacity, he provides insight and education in managing interest rate risk, liquidity risk, credit risk and capital. John also advises on regulatory compliance, stress testing, and contingency planning.


John began his career with DCG in 2006 as a financial analyst and currently manages DCG’s Risk Analyzer Plus product and Loan Credit Loss Model solution. John is a graduate of the University of Massachusetts with a degree in finance and marketing.

Throughout 2020 and now into 2021, credit loss modeling has evolved from a stress-testing exercise into a strategic vehicle to help management teams understand potential losses under varying economic conditions and how that could impact strategy development.


Our clients have found that knowing whether projected credit losses are manageable in stable and extreme economic circumstances can provide the peace of mind needed when contemplating potential strategies. The recent pandemic has shifted a lot of focus to credit loss modeling in which our clients discovered benefits outside of the obvious (loss projections) that have permeated through their institution. Join us for this webinar as we uncover the strategic value from credit loss modeling which includes:


  • Minimize the fear of the unknown

  • Create reserve support and benchmarking

  • Assist with budgeting and/or capital planning

  • Provide strategic decision-making support

  • Educate board & executives

  • Prepare for regulators/exams