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Registration is now open for our 40th Annual Conference! 

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Data-Driven Solutions
Model Validation & MRM
Asset/Liability Management

Deposit Predictions for 2023: Q1 2023 Deposit Outlook for Deposits360°® Clients (Clients Only)

February 16, 2023 2:00 ET

Billy Guthrie

Deposit Consultant

Darling Consulting Group

Billy is a Deposit Consultant at Darling Consulting Group, working directly with financial institution executives to validate and better understand key deposit assumptions utilized in risk models. In addition to supporting core deposit study analyses, he also educates DCG’s client base on utilizing data analytics to support strategic deposit decisions through Deposits360°®, DCG’s proprietary tool.

Billy began his career with DCG in 2008 as a financial analyst. He is a graduate of the University of New Hampshire with a degree in finance and management.

Jonathon M. Weiner, PhD

Director, Data Science

Darling Consulting Group

Jonathon leads the DCG data science team, which provides industry-leading quantitative analytics and models to our banking clients. He has been a leading developer of lending, deposit, and real estate models for more than 14 years and is the author of “Modeling Prepayments and Defaults for MBS Valuation” in the definitive guidebook on the topic, “The Handbook of Mortgage-Backed Securities” (Fabozzi, 2016).

Prior to his current role, Jonathon led the development of the profitability models at LendUp from 2015 to 2018, spent two years before that launching a custom web-based mortgage analytics platform, and, from 2007 to 2013, managed the research and development group at LPS Applied Analytics (currently Black Knight Financial) where he was responsible for all development of the company's mortgage prepayment and default models, house price indices, and MBS valuation library. 

Jonathan earned his Ph.D. in physics at the University of California, Berkeley in 2002.

Justin Bakst

Executive Director

Darling Consulting Group

Justin provides risk management education and strategic consultation to financial institutions leveraging DCG’s analytics solutions. Justin has been a thought leader in risk management including interest risk, credit risk, and liquidity risk, as well as emerging risks including artificial intelligence and machine learning. Justin’s focus is developing and implementing solutions that analyze customer behavior patterns to proactively manage embedded risks and drive higher levels of earnings. Justin is a frequent speaker and author with the RMA, American Banker, NYTimes, and CIOMagazine.

Darling Consulting Group is pleased to announce our first webinar of the year offered exclusively to the Deposits360°® community: Deposit Predictions for 2023.

In 2022, the Fed aggressively fought inflation with the most significant policy changes in decades. Seven consecutive rate hikes impacted institutions’ cost of funds, liquidity positions, and deposit management strategies. Institutions will continue to feel the policy repercussions in 2023 as they build their deposit gameplans, pricing strategies, and new product roadmaps. Simultaneously, regulators will focus intensely on rising interest rates, deposit pricing assumptions, and liquidity modeling.

Given the uncertainty of future rate movements and industry’s focus on deposits, this webinar will tackle the most pressing deposit-related questions:

  • What does the future hold for 2023 and beyond?

  • How are institutions game-planning at ALCO and within pricing committees to stay in front of these critical issues?

Be sure to join this exclusive event for insights and guidance derived from DCG’s proprietary research and selected use cases leveraging cross-institution analysis covering 2.5 billion individual deposit records from over 4,500 branches in 48 states, spanning two decades of rate cycles.

We look forward to your attendance and participation. Click here to learn more about the webinar, CPE credit, and to register.

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