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Bracing for the "Ripple Effect:”
Implications for asset quality, earnings, and capital

October 19, 2022 2:00 ET

Eric Poulin

Senior Consultant

Darling Consulting Group

Eric is a Director at Darling Consulting Group where he assists community financial institutions with the delicate balance of optimizing earnings while prudently managing risk. In this role, he works collaboratively with ALCOs to develop comprehensive strategies related to all aspects of Asset Liability Management. Eric strives to distill complex concepts into actionable intelligence and delights in bringing education to the industry.

John Demeritt

Managing Director

Darling Consulting Group

John is a Managing Director at Darling Consulting Group, working directly with financial institution executives to improve the effectiveness of their asset liability management (ALM) process. In this capacity, he provides insight and education in managing interest rate risk, liquidity risk, credit risk and capital. John also advises on regulatory compliance, stress testing, and contingency planning.


John began his career with DCG in 2006 as a financial analyst and currently manages DCG’s Risk Analyzer Plus product and Loan Credit Loss Model solution. John is a graduate of the University of Massachusetts with a degree in finance and marketing.

Darling Consulting Group is pleased to invite you to an exclusive 75-minute DCG webinar: Bracing for the “Ripple Effect.”


Over the past two years, the Fed has taken meaningful steps to avoid a credit crisis. These initiatives have created “ripples” in the economy – the largest buildup of deposits on record, inflation, and more – resulting in a wholly new risk management situation.


Now, speculation on how high the Fed may hike rates to combat pricing pressure is creating concerns, even from the Fed themselves, of a possible recession. The potential impact of credit deterioration looms over asset quality, earnings, and capital.


Join Darling Consulting Group’s Managing Director John Demeritt and Senior Consultant Eric Poulin on Wednesday, October 19, 2022 at 2:00 PM ET as they share updates to capital/credit-related market conditions along with recent client case studies in the area of credit and capital forecasting, including:

  • Current market conditions and how we got here

  • Recent anecdotes of regulatory feedback related to credit/capital

  • Best practices for credit/capital risk management – challenges and opportunities

  • Tools and approaches available to refine your risk management processes


Please forward this invitation to your team. We look forward to you joining us at this free, CPE credit-eligible webinar.

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