Bank & Credit Union Insights

XGBoost is a popular supervised machine learning algorithm and may be the new wave of modeling credit risk. Here are the basics of the mechanics behind the algorithm.

Machine learning has emerged as a popular and powerful credit risk modeling tool. Here's what banking executives need to know.

A quantitative perspective on the next economic downturn.

Financial institutions are in the business of taking calculated risks, but it is the responsibility of ALCO to measure and manage them.