Bank & Credit Union Insights

This month’s Review highlights notable trends and projections in DCG’s deposit pricing and volume models.

Financial institutions need to pivot their strategies as the FOMC embarks on an easing cycle.

How can a deposit study capture dynamic movement and provide meaningful clarity to ALCOs? Here are four strong considerations.

These three steps begin building a liquidity management framework to help satisfy regulatory requirements and execute strategy confidently.

Deposit pressure may continue in the early stages of a Fed easing cycle. Here are four strategies for a proactive falling rate game plan.

DCG's Senior Analysts summarize key themes from the 40th Annual Balance Sheet & Model Risk Management conference.

A new FHFA report examines the FHLBanks' 90-year legacy and proposes some transformative goals. Here are the key points and take-aways.

How can you transform a stale and Dreaded ALCO meeting into one that members look forward to attending? You need to flip the script.

How can institutions prepare for a potential liquidity event? Here are the five discussions your organization should have already had.

When it comes to why they’re not performing credit/capital stress testing, institutions generally share five common objections.

What are some initiatives to help balance retention while protecting against the cannibalization of lower-costing funds?

Below are five serious questions that we believe the ALCO at your institution should be discussing and finding your own answers to.

The search goes on for the optimal deposit strategy to fund loan growth and manage funding costs.

How does the economic value of equity computation (EVE) provide more comprehensive information than current standards for disclosures?

DCG has facilitated analysis with high-performing institutions that have decided to either execute or reject bond loss transactions.

As we head into next year, here are four focus areas to consider as you position your institution to win funding cost basis points.

Many financial institutions over the past 24-36 months have lost confidence in their interest rate risk models.

As we all turn attention to the year to come, here are some key factors for management teams to consider when crafting their 2024 budgets.

One of the most common questions we get from our clients is, “What should we do about our deposits?”

When I reflect on the state of the community banking industry, I can’t help but see a close likeness to those difficult adolescent years.