ALM Consulting

The industry’s most complete ALM solution gives you the information, tools and expert resources you need for your institution to succeed.

The most important decisions that impact the financial stability of your institution will be made at ALCO. So why should your process be anything short of the best available?

DCG’s strategic ALM outsourcing options provide management with the information it needs to effectively manage the institution. This information is supported by state-of-the-art business intelligence tools and the industry’s leading experts on ALM.

The added responsibilities that fall on bank management and the increased regulatory scrutiny on ALM have made in-house risk management a costly and time consuming endeavor. Let DCG’s strategic ALM outsourcing options take on the burden of providing the appropriate analyses and reporting, and free up your ALCO. This in turn will optimize the performance of your ALCO.

“The ALM Advisory engagement with DCG adds significant value to our ALCO discussions. Their experience and reach within the industry and overall independence provides a unique perspective to help inform our key stakeholders and facilitate strategic discussion. The strategy component is critical, as DCG helps keep the focus on using ALCO as a forward looking decision-making engine.”
Sean Rinkenberger, CFO
First Community Credit Union
Jamestown, ND

Balance Sheet Consulting

DCG’s flagship service, strategic ALM outsourcing of your quarterly model and risk reporting includes dedicated year-round consulting from one of our business consultants. Not only will your ALCO have our analysts provide you with the most complete risk management reporting, but your consultant will become an ALCO partner whose focus will be providing customized, independent advice designed to manage risk and maximize earnings. You will not find another partner that provides this level of independent, strategic ALM outsourcing. This service truly is an investment in the future of your institution!

Read DCG Managing Director Mark Haberland’s article entitled A Risk Management Primer for Today’s Banker.

Risk Analyzer Plus

For those smaller institutions that desire strategic ALM outsourcing without the consultative relationship, DCG offers our Risk Analyzer Plus service. You will receive the same modeling experience as our Balance Sheet Consulting service, and we will provide your ALCO with the information it needs to derive the strategies that best fit your profile. Your Risk Assessment Consultant will provide insight into your risk profile (IRR and liquidity). This service is more than just an outsourced model—you get year-round access to your consultant and customized assumptions support to satisfy regulatory requirements.

“DCG’s independence is invaluable. I always know there is no hidden agenda, only a commitment to help us maximize the performance of the bank.”
Elizabeth McCoy, President and CEO
Planters Bank
Hopkinsville, KY