Analytics
Risk & Compliance
Strategy
The lastest from DCG...
DCG in the News
Billy Guthrie
Deposit Consultant
Darling Consulting Group
Billy is a Deposit Consultant at Darling Consulting Group, working directly with financial institution executives to validate and better understand key deposit assumptions utilized in risk models. In addition to supporting core deposit study analyses, he also educates DCG’s client base on utilizing data analytics to support strategic deposit decisions through Deposits360°®, DCG’s proprietary tool.
Billy began his career with DCG in 2008 as a financial analyst. He is a graduate of the University of New Hampshire with a degree in finance and management.
Joe Kennerson
Managing Director
Darling Consulting Group
Joe is a Managing Director at Darling Consulting Group. In this capacity, he works directly with financial institutions by providing solutions for their asset liability management process in the areas of interest rate risk, liquidity risk management, ALM modeling, regulatory compliance and executive-level education. He is a frequent speaker and author and directly advises clients in all aspects of ALM.
Navigating deposit strategy just got more complex. With the Federal Reserve no longer expected to lower rates in the near term, financial institutions face a prolonged “higher for longer” environment that continues to pressure funding costs and intensify competition. The margin for error is shrinking, and pricing decisions are becoming more consequential as institutions balance liquidity needs with profitability.
In this webinar, DCG Managing Directors Joe Kennerson and Billy Guthrie will explore how to adapt your deposit strategy to this evolving landscape. Gain timely insights into market dynamics, uncover actionable opportunities, and better position your institution for sustainable growth.
Topics will include:
An inside look at Deposits360°® trends to uncover where balances are moving and why
DCG’s forward-looking perspective on navigating a prolonged higher-rate environment
How to pinpoint your best growth opportunities without overpaying for funding
Deploying smarter strategies to attract deposits while protecting (and even improving) cost of funds