Planning with Precision: How to Strengthen Budgets with Predictive Modeling

Dan Farmer

Senior Consultant

Darling Consulting Group

As a Senior Consultant at Darling Consulting Group, Daniel assists financial institution executives in strengthening their asset liability management (ALM) process. He provides custom solutions for managing interest rate risk, liquidity risk, and capital while maintaining a focus on strategy and optimizing earnings. Daniel also works closely with financial institution executives and teams to harness the power of data analytics to distill actionable insights and enhance strategic decisions using DCG’s Deposits360°®, Loans360°®, and Liquidity360°® platforms.

Daniel began his career at DCG in 2016 as a financial analyst and holds a B.S. in Economics & Finance from Bentley University.

Jeff Croteau

Director

Darling Consulting Group

Jeff is a Director at Darling Consulting Group, where he assists financial institution executives in strengthening their asset liability management (ALM) process. In this role, he provides custom solutions for managing interest rate risk, liquidity risk, and capital. Jeff is also knowledgeable in the areas of deposit strategies, regulatory compliance, and executive-level education.

Budget season has never been easy, but today's environment makes it even more challenging. Shifting interest rate expectations, rapidly changing customer behavior, evolving balance sheet dynamics, and ongoing economic uncertainty can quickly turn even the most thoughtful budget into an outdated guess.

How can your institution build a budget with greater confidence and accuracy?

Join DCG's Dan Farmer and Jeff Croteau as they explore how financial institutions can use data-driven predictive models and dynamic forecasting to transform budgeting from a fragmented annual exercise into a more informed, strategic process. Learn how better projections can improve decision-making, strengthen planning, and help your institution respond more effectively as conditions change.

During this webinar, we'll discuss:

How changing interest rate expectations impact loan, deposit, and balance sheet assumptions
Why dynamic forecasting provides greater insight than static modeling
Practical approaches to forecasting loan and deposit behavior
Using stress testing and scenario analysis to understand potential outcomes before they happen

Join us to learn how better data, stronger forecasting, and dynamic projections can help your institution build a more resilient budget and make better decisions throughout the year.