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Balance Sheet Strategies for 2024 Planning: an FHLB Des Moines & DCG Webinar

Eric Poulin

Senior Consultant

Darling Consulting Group

Eric is a Director at Darling Consulting Group where he assists community financial institutions with the delicate balance of optimizing earnings while prudently managing risk. In this role, he works collaboratively with ALCOs to develop comprehensive strategies related to all aspects of Asset Liability Management. Eric strives to distill complex concepts into actionable intelligence and delights in bringing education to the industry.

Joe Kennerson

Managing Director

Darling Consulting Group

Joe is a Managing Director at Darling Consulting Group. In this capacity, he works directly with financial institutions by providing solutions for their asset liability management process in the areas of interest rate risk, liquidity risk management, ALM modeling, regulatory compliance and executive-level education. He is a frequent speaker and author and directly advises clients in all aspects of ALM.

The stage is set for one of the most challenging banking environments in many of our careers. The confluence of a +500bps “shocked” rising rate environment, sustained inverted yield curve, deposit instability, and uncertainty around a hard vs. soft landing combine to result in near total paralysis around strategic conversations.


The good news is that there are tactics to help develop confidence in decision-making through this cycle.


In this strategy session, we’ll look forward to how institutions are positioning for success in 2024 and beyond.

Highlights include:

  • Managing through earnings pressure

  • Decision-making “tiebreakers”

  • Navigating the loan/deposit pricing conundrum

  • Understanding the true cost of raising liquidity at the margin and implications on pricing strategies

  • Capital markets strategies to grow incremental income


Registration is open now for this CPE-eligible session. We hope you will join us.

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