A New Era in Liquidity Management

Eric Poulin

Managing Director

Darling Consulting Group

Eric is a Managing Director at Darling Consulting Group where he assists community financial institutions with the delicate balance of optimizing earnings while prudently managing risk. In this role, he works collaboratively with ALCOs to develop comprehensive strategies related to all aspects of Asset Liability Management. Eric strives to distill complex concepts into actionable intelligence and delights in bringing education to the industry.

We have entered a new era in managing liquidity: deposit growth is tepid, zero interest rate policy is over, fintech disruption is real, and generational shifts resulting in deposit disintermediation will make liquidity management one of the top challenges facing bankers.

This liquidity paradigm shift will result in a change in balance sheet structures and elevated funding costs. Now is the time to prepare.

Join Darling Consulting Group in a liquidity discussion that will outline the structural changes taking place in the industry, future headwinds, and how to strategically prepare for tighter liquidity levels ahead.

Highlights of the session include:

How ALCOs need to evolve their liquidity policies, reporting and stakeholder education
Deposit outlook and strategic initiatives
Understanding marginal cost of funds and walking the fine line of deposit cost savings vs growth
How to strengthen the liquidity position as balance sheets become more “loaned up”
Focusing on the ability to “tell your liquidity story”