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2026 Balance Sheet Strategy Outlook

Joe Kennerson

Managing Director

Darling Consulting Group

Joe is a Managing Director at Darling Consulting Group. In this capacity, he works directly with financial institutions by providing solutions for their asset liability management process in the areas of interest rate risk, liquidity risk management, ALM modeling, regulatory compliance and executive-level education. He is a frequent speaker and author and directly advises clients in all aspects of ALM.

2026 Balance Sheet Strategy Outlook


Margin momentum has carried financial institutions through the past year…but what happens when that momentum slows? As 2026 commences, bankers face a tightening liquidity environment and the growing challenge of finding the right balance between cost savings and deposit growth.


Join DCG Managing Director Joe Kennerson for 2026 Balance Sheet Strategy Outlook, a forward-looking discussion on how financial institutions can adapt balance sheet strategies, manage emerging risks, and position for sustainable performance in a more competitive and constrained operating landscape.

Joe will tackle today’s most pressing challenges:

  • The new rules of deposit strategy. How to compete and win in 2026

  • A new era of liquidity management. What’s changed and how can we stay nimble?

  • Protecting margin. How can we fortify our balance sheet as the margin momentum slows?

  • The great loan coupon divide. How to understand the risks in your portfolio.

  • Derivatives. How to find the right fit and make them work for you.

  • The role of investments. Where are the smart opportunities for your risk profile?

Learn how to reshape your balance sheet strategy today.

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