Bank & Credit Union Insights

When asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”

We are fresh from a stellar three days together with nearly 300 colleagues from banks, credit unions, regulators, and industry partners.

A lot has been made of the loss position in SVB’s bond portfolio. Per the year-end call report, losses in Held to Maturity...

DCG has performed model validations for banks and credit unions of all sizes and balance sheet complexities for well over a decade.

No one can predict the rate and economic environment. Yet, we can make sure we have strong risk management cultures in place.

The Darling Consulting Group team has been in contact with hundreds of banks and credit unions since the bank failure situation unfolded.

DCG Managing Director Bob Lallo analyzes some of the key considerations surrounding the “Loss Trade.”

How will the recession impact your institution? Particularly in these volatile economic times, stress testing can help drive an answer.

Consider alternative outcomes to the rate forecasts we have been offered by both the Federal Reserve & the markets.

Financial institutions are in the business of taking calculated risks, but it is the responsibility of ALCO to measure and manage them.

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...

What if deposit pricing could be more of a science and less of an art form? When I ask bankers how their teams make deposit pricing...