Bank & Credit Union Insights

John Demeritt

Asset Quality, Earnings, and Capital, Oh My!

How will the recession impact your institution? Particularly in these volatile economic times, stress testing can help drive an answer.

Zach Zoia

Not so fast, my friend!

Consider alternative outcomes to the rate forecasts we have been offered by both the Federal Reserve & the markets.

Keri Crooks

If your ALCO conversations haven't changed, be concerned

Financial institutions are in the business of taking calculated risks, but it is the responsibility of ALCO to measure and manage them.

Keith Reagan

Top ALCO

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...

Joe Kennerson

Transforming Deposit Pricing from an Art to a Science: Five Essential Analyses

What if deposit pricing could be more of a science and less of an art form? When I ask bankers how their teams make deposit pricing...

Jeff Reynolds

The Scenario Nobody Talks About

In the asset/liability management business, we spend a lot of time running “what ifs.” These are scenarios that make us think, analyze...

Darnell Canada

Looking at the Cash/Investment Strategy Through a Rear View Window

In November, I wrote about widespread fears of rising market rates and the related risks and rewards of adding duration to the cash and...

Vinny Clevenger

Navigating through an Uncertain Forecast

During the boating season, I find myself constantly checking weather reports. I have several applications on my phone that I scroll...

Tap into the latest bank and credit union insights from across the DCG team.