John Demeritt
There Has Never Been a Better Time to Quantify the Overall Strength of Your Capital

Capital Planning | Credit Stress Testing
When COVID-19 broke out in January of 2020, few expected it to spread the way it did. While a virus will spread from person to person, nobody expected the financial markets to catch it. Further, nobody expected it to be as crippling as it has become.
Pending how much more widespread COVID-19 will be, we surmise that the travel, tourism, and service industries at the very least will feel a significant impact. That is not great news if you’re an institution that has material exposure to these sectors. What does your growth outlook look like today versus the end of 2019? More importantly, what do your overall credit quality trends look like today compared to a few months ago?
From the Editor
First and foremost, we at DCG hope you, your family, friends, and colleagues are safe and healthy!
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