But that was in the past – the "old school" approach to banking.

Today ALCO members need to look beyond the financials and the regulations.

They need to see ALCO as a strategic body. They need to look at their ALCO meetings as an opportunity to focus on developing strategy, establishing specific goals and plans, setting prices, evaluating risk and creating action plans.

And in the end, we expect their institutions will see increased earnings and profits – thanks to a newly empowered ALCO.

Call us today to find out more about the ALCO Performance Review.

With an ALCO Performance Review, DCG consultants will give your Board and management team a series of very specific strategic recommendations for creating a high-powered ALCO.

You will learn how you can rely on ALCO not just for financial and regulatory reporting but also for key ALM-related strategies including:

• investment portfolio and policies
• loan and deposit structure and pricing
• alternative funding sources
• the use of leverage
• derivatives hedging strategies

A high-powered ALCO will give you the tools you need for making important balance sheet decisions that will lead to increased income, reduced risk, improved liquidity ... and ultimately more growth for your institution.

To learn more about any of these services, please contact Travis Thompson at tthompson@darlingconsulting.com / 978-463-0400 ext. 154 or Michael Guglielmo at mguglielmo@darlingconsulting.com / 978-463-0400 ext. 159.